Privacy Policy

Committed to Respecting and Protecting Your Privacy

Hometown Title, Inc. (“Hometown”) is committed to respecting and protecting your privacy. This Privacy Policy explains what kind of personal information we collect and how we collect it, when and how we might use that information, how we protect the information, and the choices you have with respect to your personal information.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this Privacy Policy, which notifies you of Hometown’s privacy policies and practices.

Types of Information Collected

We may collect two types of information from you: Personal Information and Browsing Information.

Personal Information: Hometown may collect the following categories of Personal Information:

Browsing Information: Hometown may automatically collect the following types of Browsing Information when you access our website from your Internet browser, computer, and/or mobile device:

The information we collect from the Hometown website helps us administer the site, analyze its usage, protect the website and its content from inappropriate use, and improve the user experience. Whether you submit Personal Information or Browsing Information to Hometown is your choice, but if you decide not to submit Personal Information or Browsing Information to Hometown, Hometown may not be able to provide certain services or products to you.

Ways Information Is Collected

We may collect nonpublic personal information from the following sources:

No additional nonpublic personal information will be collected about you, unless it is specifically stated otherwise in an amended Privacy Policy Notice.

The Hometown website is for insurance services and is not intended for individuals under the age of 18. Individuals under the age of 18 should not provide personal information through the website.

Disclosure of Information

Hometown may provide your nonpublic personal information (excluding information received from consumer or other credit reporting agencies) to various individuals and companies as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure.

Disclosures may include, without limitation, the following:

We may also disclose your nonpublic personal information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order, or legal process.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

Right to Access and Amend Information

You have the right to request access to the nonpublic personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions, or types of institutions to whom we have disclosed such information within two (2) years prior to your request. Your right includes the right to view such information and copy it in person or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments, or deletions of any information in our possession. The procedures that you must follow to request access to or an amendment of your information are as follows:

To obtain access to your information from Hometown, you should submit a request in writing to:

Hometown Title, Inc.
100 N. Main Street
Morton, IL 61550
Attn: Compliance Officer

The request should include your name, address, policy number, telephone number, and the information to which you would like access. The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you within thirty (30) business days to arrange providing you with access in person or the copies that you have requested.

To correct, amend, or delete any of your information, you should submit a request in writing to the address referenced above. The request should include your name, address, policy number, telephone number, the specific information in dispute, and the identity of the document or record that contains the disputed information. Upon receipt of your request, we will contact you within thirty (30) business days to notify you either that we have made the correction, amendment, or deletion or that we refuse to do so and the reasons for the refusal, which you will have an opportunity to challenge.

For your protection, all requests made under this section must be in writing and must include your notarized signature to establish your identity. Where permitted by law, we may charge a reasonable fee to cover the costs incurred in responding to such requests.

Dispute Resolution Policy

In the event you believe Hometown has not complied with the policies and practices set forth herein, you must give Hometown notice in writing, addressed to the Compliance Officer at the above address, setting forth the reasons for such noncompliance. Hometown shall not be deemed to be in breach of this Privacy Policy unless it has not resolved or explained the issues set forth in such notice within thirty (30) days to your reasonable satisfaction. All claims arising under this Privacy Policy shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Right to Disclose Information in Unforeseen Circumstances

In the event of a potential sale or transfer of its interests, Hometown reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency, and other information that you provide through other communications) to a third-party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be a successor in interest of Hometown with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this Privacy Policy.

Other Important Internet Information

You may visit most of the Hometown website without providing nonpublic personal information to us. On occasion, we will need information to provide you with the services you request. The only nonpublic personal information we collect from a visitor to the Hometown website is that which is provided voluntarily, unless otherwise specified herein.

Cookies: The Hometown Website uses cookies – small pieces of data that are sent to your Internet browser from a Web server and stored on your computer’s hard drive – to maintain information about your visit and improve your user experience. These cookies do not contain nonpublic personal information nor do the cookies contain any information which identifies you. The use of cookies is relatively standard. Most Internet browsers are initially set up to accept cookies, but you can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the Hometown website. By visiting this website, you consent to the use of cookies and similar technologies in accordance with this Privacy Policy.

External Links: The Hometown website contains links to other websites. While we try to link to websites that share our high standards and respect for personal privacy, we are not responsible for the content or the privacy practices used by those websites. Hometown is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit.

Third-Party Services: We may use services provided by third parties to display relevant content, products, services, and advertising to you. These third parties may use cookies, web beacons, and similar technologies to collect or receive information from this website and elsewhere on the internet. They may then use that information to provide measurement services, so we can understand your interests and retarget advertisements based on your previous visits to this website. Please keep in mind that we do not share your personal information with any third-party advertiser, ad server, or ad network.

You may be able to opt-out of the collection and use of information for ad targeting by some third parties by visiting www.aboutads.info/choices. You can opt out of Google’s use of cookies by visiting Google’s Ad Settings. You can visit this page to opt out of AdRoll’s and their partners’ targeted advertising.

Consent to Privacy Policy and Change Notice

By submitting Personal Information and/or Browsing Information to Hometown, you consent to the collection and use of the information in accordance with this Privacy Policy. We may change this Privacy Policy at any time. The revised Privacy Policy, showing the revision date, will be posted on the Hometown website. Each time you provide information to us following any amendment of this Privacy Policy, your provision of information to us will signify your acceptance of the terms of the revised Privacy Policy for all previously collected information and information collected from you in the future. We may use comments, information, or feedback that you submit to us in any manner that we may choose without notice or compensation to you.

Questions

Questions regarding this Privacy Policy should be sent in writing to:

Hometown Title, Inc.
100 N. Main Street
Morton, IL 61550
Attn: Compliance Officer

Effective March 1, 2019.